FINREP / RICHIE-AI

THE VISION

Financial advisory has long been constrained by the limitations of human bandwidth. Even the most dedicated advisors can only serve a finite number of clients, leaving vast segments of the market underserved.

FINREP envisioned a platform where AI would handle the analytical heavy lifting—market research, portfolio optimization, document generation—while advisors focus on relationship building and nuanced financial guidance.

The goal was ambitious: create a system where a single advisor could effectively serve 5x their current client base without sacrificing the personalized attention that defines quality financial planning.

THE PLATFORM

Richie-AI emerged as a full-stack solution built on the MERN stack, architected as a monorepo with distinct service layers for scalability and maintainability.

The platform integrates Daily.co for video conferencing with real-time AI transcription. Every client meeting is automatically transcribed, summarized, and converted into actionable items. Meeting notes are generated instantly, freeing advisors from administrative burden.

Financial plan generation leverages Puppeteer and HTML-to-PDF conversion, producing professional-grade documents that would traditionally require hours of manual formatting. The system generates comprehensive retirement projections, estate plans, and tax optimization strategies.

Personalized stock recommendations draw from real-time market data, filtered through each client's risk profile and investment goals.

THE INTELLIGENCE

At its core, Richie-AI is powered by sophisticated AI pipelines that transform raw financial data into actionable insights. The recommendation engine processes market feeds, economic indicators, and portfolio correlations in real-time.

Natural language processing enables advisors to query client portfolios conversationally: "Show me clients with high exposure to tech stocks nearing retirement." The system understands context, remembers preferences, and learns from advisor feedback.

Market news alerts are intelligently filtered and prioritized based on relevance to each advisor's client base. No more sifting through noise—only actionable intelligence reaches the dashboard.

The transcription AI doesn't just capture words; it identifies financial topics, flags compliance concerns, and extracts commitments for automated follow-up scheduling.

VIDEO INTELLIGENCE

The Daily.co integration goes beyond simple video calls. Every meeting is recorded, transcribed in real-time, and processed through our NLP pipeline. The system identifies key topics—retirement concerns, risk tolerance discussions, life events—and automatically updates client profiles.

Meeting notes are generated within seconds of call completion, formatted professionally and ready for CRM integration. Advisors report saving 2-3 hours per week previously spent on documentation alone.

INTELLIGENT ALERTS

Market volatility affects clients differently based on their portfolios and risk profiles. Our alert system doesn't blast generic notifications—it analyzes each advisor's client base and surfaces only relevant, actionable insights.

When a sector experiences significant movement, affected clients are automatically identified, impact assessments are generated, and suggested talking points are prepared. Proactive communication becomes effortless.